VANTAGGI
Perché attivare la polizza
-
La polizza è personalizzabile
Hai un ampio e diversificato paniere di Fondi a disposizione per definire la tua asset allocation e potrai accedere a una serie di servizi opzionali che ti permettono di personalizzare la tua polizza” al tuo investimento
-
L'investimento è flessibile
Puoi rivedere nel tempo la tua asset allocation e puoi disinvestire parzialmente o totalmente il capitale già dopo un mese.
-
L'offerta è sostenibile
Puoi investire anche in Fondi che promuovono caratteristiche ambientali o sociali.
Polizza su misura
Scegli l'investimento che fa per te
Al momento della sottoscrizione è possibile scegliere tra due profili che si differenziano per la misura dei costi applicati dalla Compagnia nel corso della durata contrattuale e in caso di riscatto anticipato.
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Profilo standard
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Profilo Advanced
PERSONALIZZAZIONE
Potenzia la polizza con i servizi aggiuntivi
Scegli tra 4 Servizi Opzionali per ottimizzare l’efficacia del tuo investimento. Raggiungi i tuoi obiettivi senza pensieri.
OPZIONALE
Stop loss
Monitoraggio dell’investimento e contenimento dell’eventuale perdita.
OPZIONALE
Invest plan
Trasferimento graduale degli importi investiti verso l’asset allocation desiderata.
OPZIONALE
Cedola periodica
Erogazione periodica di parte del valore del contratto, mediante disinvestimento di quote, per profilo di investimento “Standard”.
OPZIONALE
Dynamic rebalance
Per un ribilanciamento semestrale della propria asset allocation.
Che cosa offre
NEL DETTAGLIO
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Ottimizzazione dell’asset allocation
Mediante i 4 servizi opzionali.
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Monitoraggio
Presidio qualitativo e quantitativo dell’investimento grazie all’attività di gestione di Credemvita avvalendosi anche delle competenze in termini di advisory finanziaria presenti nel Gruppo Credem.
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Vantaggi fiscali
Tassazione sulle plusvalenze solo in sede di liquidazione del contratto e non in caso di switch.
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Tutela successoria
Ai beneficiari sarà liquidato un capitale esente da tasse di successione.
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Premio minimo iniziale
Pari a 20.000€, con la possibilità di sottoscrivere fino a un massimo di 25 Fondi.
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Switch gratuito
È possibile modificare gratuitamente la ripartizione tra i Fondi già dopo una settimana.
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Maggiorazione caso morte
Liquidazione di un importo aggiuntivo in caso di decesso dell’assicurato fino a un massimo di 75.000€ (detto ammontare è variabile in funzione dell'età dell'Assicurato alla data del decesso).
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Tempestività
Possibilità di consultare i valori delle quote dei Fondi pubblicati sui principali quotidiani finanziari e sul sito di Credemvita.
DOCUMENTAZIONE ALLEGATA
Consulta e scarica i documenti informativi
- Condizioni di Assicurazione 28/02/2025 + Appendice 02/12/2024-30/06/2025
- Documento Informativo Precontrattuale Aggiuntivo (DIP Aggiuntivo IBIP) - 28/02/2025
- Informativa web sulla sostenibilità
- Informative ESG degli OICR sottostanti
- Raccolta dei KID dei sottostanti al prodotto "Credemvita Collection Pro - Standard"
- Raccolta dei KID dei sottostanti al prodotto "Credemvita Collection Pro - Advanced"
- Raccolta dei KID dei sottostanti al prodotto "Credemvita Collection Pro - Bonus"
SCOPRI LA POLIZZA
Vuoi saperne di più su Credemvita Collection Pro?
Contattaci per avere maggiori informazioni, siamo pronti a rispondere a ogni tua domanda.
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- Neuberger Berman Us Long Short Equity (IE00BJTD3X67).pdf
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- Ninety One GSF - Global Multi-Asset Income Fund (LU1237341810).pdf
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- Nordea 1 SICAV - Stable Return Fund - BI (LU0351545230).pdf
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- Nordea 1 SICAV - US Total Return Bond Fund - HBI (LU0826416298).pdf
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- Pictet - EUR Short Mid-Term Bonds Fund - I (LU0167154417).pdf
- Pictet - EUR Short Term High Yield Fund - I (LU0726357444).pdf
- Pictet - Global Environmental Opportunities (LU0503631631).pdf
- Pictet - Global Megatrend Selection Fund - I (LU0386875149).pdf
- Pictet - Japanese Equity Opportunities (LU0650148231).pdf
- Pictet - Multi Asset Global Opportunities - I (LU0941348897).pdf
- Pictet - Security - I (LU0270904351).pdf
- Pictet - Timber - I (LU0340558823).pdf
- PIMCO Funds Global Investors Series plc - Commodity Real Return Fund - INST Euro Hedged (IE00B5BJ5943).pdf
- PIMCO Funds Global Investors Series plc - Diversified Income Fund - INST Euro Hedged (IE00B1JC0H05).pdf
- PIMCO Funds Global Investors Series plc - Dynamic Bond Fund - INST Euro Hedged (IE00B4R5BP74).pdf
- PIMCO Funds Global Investors Series plc - Emerging Local Bond Fund - INST Euro Unhedeged (IE00B39T3767).pdf
- PIMCO Funds Global Investors Series plc - Global Investment Grade Credit Fund - INST Euro Hedged (IE0032876397).pdf
- PIMCO Funds Global Investors Series plc - Global Real Return Fund - INST Euro Hedged (IE0033666466).pdf
- PIMCO Funds Global Investors Series plc - Total Return Bond Fund - INST Euro Hedged (IE0033989843).pdf
- PIMCO Funds Global Investors Series plc - US High Yield Bond Fund - INST Euro Hedged (IE0032883534).pdf
- PIMCO INCOME FUND (EURHDG) ACC (IE00B80G9288).pdf
- Raiffeisen DachFonds Sudtirol (AT0000707096).pdf
- Raiffeisen Global Allocation StrategiesPlus Fund - I-VT (AT0000A0SDZ3).pdf
- Raiffeisen Green Bonds (R) (AT0000A1FV77).pdf
- Raiffeisen Obbligazionario Euro Breve Termine (I) (AT0000A0EYD6).pdf
- Raiffeisen Obbligazionario Euro Fund - I (AT0000A0EYE4).pdf
- Raiffeisen Obbligazionario Europa High Yield Fund - I-VA (AT0000A0EY43).pdf
- Raiffeisen Obbligazionario Mercati Emergenti (I) (AT0000A0FT23).pdf
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- Robeco Global Consumer Trends Equities I EUR (LU0717821077).pdf
- Robeco Global Credits - IH (LU1071420456).pdf
- Robeco Global Dynamic Duration - IH (LU0239950693).pdf
- Rothschild - R-co 4Change Moderate Allocation (FR0011276567).pdf
- Rothschild - R-CO Conviction Club - C (FR0010541557).pdf
- Rothschild - R-CO Valor - C (FR0011253624).pdf
- Russell Investments Global Bond Fund - EH-A (IE00B7XQ9518).pdf
- Russell World Equity Fund II - EH-T (IE00B1FRPM97).pdf
- Schroder GAIA - Sirios US Equity - C (LU0885728401).pdf
- Schroder International Selection Fund - Asian Equity Yield - C (LU0820944154).pdf
- Schroder International Selection Fund - EURO Bond - C (LU0106235889).pdf
- Schroder International Selection Fund - EURO Government Bond - C (LU0106236184).pdf
- Schroder International Selection Fund - European Special Situation - C (LU0246036288).pdf
- Schroder International Selection Fund - Global Cities Real Estate (LU0224509561).pdf
- Schroder International Selection Fund - Global Convertible Bond Euro Hedged - C Euro Hedged (LU0352097942).pdf
- Schroder International Selection Fund - Global Energy - C (LU0374901725).pdf
- Schroder International Selection Fund - Global Energy Transition - C (LU2016064383).pdf
- Schroder International Selection Fund - Global Sustainable Growth - C (LU0557291233).pdf
- Schroder International Selection Fund - Japanese Equity - C Euro Hedged (LU0236738356).pdf
- Schroder International Selection Fund - QEP Global Quality - C (LU0323592138).pdf
- Schroder International Selection Fund - Short Duration Dynamic Bond - C (LU0894413664).pdf
- Schroder International Selection Fund - US Dollar Bond - C (LU0291343910).pdf
- State Street Flexible Asset Allocation Plus Fund - I (LU1112178154).pdf
- State Street Global ESG Managed Volatility Equity Fund - I (LU1111597263).pdf
- T. Rowe - Dynamic Global Bond Fund IH EUR (LU1216622487).pdf
- T. Rowe - European Equity Fund - I (LU0285831334).pdf
- T. Rowe - European High Yield Bond Fund - I (LU0596125814).pdf
- T. Rowe - Frontier Markets Equity Fund (LU1777971620).pdf
- T. Rowe - US Equity Fund IH EUR (LU1319833791).pdf
- Theam Quant - Equity Guru Long Short - I Cap (LU1049891440).pdf
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- Threadneedle (Lux) - Global Dynamic Real Return -IUE (LU0757429831).pdf
- Threadneedle (Lux) - Global Smaller Companies - IE (LU0570871706).pdf
- Threadneedle (Lux) – Pan European ESG Equities - 8E (LU1832004706).pdf
- Threadneedle (Lux) – Pan European Smaller Companies - 8E (LU1829330403).pdf
- UBAM - 30 Global Leaders Equity (LU0573560066).pdf
- UBAM - EM Corporate Bond Short Duration IHC EUR (LU0943510148).pdf
- UBS (Lux) Bond Fund - Euro High Yield (EUR) - Q (LU0358408267).pdf
- UBS (Lux) China Fixed Income (LU1717043910).pdf
- UBS (Lux) Emerging Economies Fund - Global Short Term (USD) - Q Euro Hedged (LU0633997878).pdf
- UBS (Lux) Engage For Impact (LU1679117819).pdf
- UBS (Lux) Equity Fund - China Opportunity (USD) (LU1923635863).pdf
- UBS (Lux) Equity SICAV - Swiss Opportunity (LU1240788064).pdf
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- Vanguard USD Corporate Bond UCITS ETF (IE00BGYWFK87).pdf
- Vanguard USD Treasury Bond UCITS ETF (IE00BGYWFS63).pdf
- Vontobel Fund - Bond Global Aggregate - I (LU1112751067).pdf
- Vontobel Fund - Emerging Market Debt - HI (LU0926440222).pdf
- Vontobel Fund - Emerging Markets Equity - HI (LU0368556220).pdf
- Vontobel Fund - Euro Corporate Bond - I (LU0278087860).pdf
- Vontobel Fund - European Equity - I (LU0278085062).pdf
- Vontobel Fund - Global Equity - HI (LU0368555768).pdf
- Vontobel Fund - TwentyFour Strategic Income Fund - HI (EUR) (LU1325141510).pdf
- Vontobel Fund - US Equity (LU0368557038).pdf
- Wellington Enduring Assets Fund (IE00BJYM1P60).pdf
- Wellington Global Impact Bond Fund (IE00BJ321B33).pdf
- Wellington Global Stewards Fund (IE0005MW7QZ1).pdf
- Xtrackers II USD Emerging Markets Bond UCITS ETF (LU0321462953).pdf
- Xtrackers SP 500 Equal Weight UCITS ETF (IE00BLNMYC90).pdf
Avvertenze
Prima della sottoscrizione leggere il Set Informativo, contenente KID, DIP aggiuntivo IBIP, condizioni di assicurazione, glossario e relativo modulo di proposta che l'intermediario deve consegnare e disponibili presso lo stesso, nonché consultabili sul presente sito web e dell'intermediario.
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